Which insurers in the UAE sell cover for your boat, yacht or jet ski?
Sixteen UAE-licensed insurers publish a boat, yacht, pleasure craft or jet ski product on their own sites or in their own forms, from ADNIC to Union Insurance. Four more mention yacht cover in one line on a commercial marine page. Only two publish a price.
Sixteen insurers licensed by the Central Bank of the UAE publish a boat, yacht or jet ski product of their own.1
Which insurers sell cover for your boat or jet ski?
| Insurer | Product on its site or form | Jet skis |
|---|---|---|
| ADNIC | Personal Watercraft Insurance, from superyachts to jet skis | Yes, also a jet ski leaflet |
| Abu Dhabi National Takaful | Jetski Takaful Insurance; a marine hull proposal form for pleasure craft | Yes |
| Al Ain Ahlia | Boat insurance | Not stated |
| Al Buhaira | Yacht and Pleasure Craft Insurance; Yacht Insurance | Yes, a separate jet ski page |
| Al Sagr | Yachts and Pleasure Crafts Insurance | Not stated |
| Al Wathba | Marine Insurance for individuals, with yacht and jet ski plans | Yes |
| Arabia Insurance | Yacht, with a third-party plan and an all risks plan | Jet skiers' liability in the all risks plan; jet ski add-on |
| Dubai National Insurance | Marine Hull Yacht and Pleasure Craft proposal form | Not stated |
| Emirates Insurance | Pleasure Craft Insurance, Yacht Shield | Not stated |
| Fidelity United | Marine Hull, Pleasure Craft | Only with a pleasure craft insured with it |
| GIG Gulf | Sail Master boat and yacht insurance; Sail Master Prestige Craft | As part of a boat policy, up to AED 50,000 unless scheduled |
| Insurance House | Pleasure Yachts | A jet ski offer on its offers page |
| NGI | Yacht | Not stated |
| QIC | Boat and Yacht Insurance; Mega Yacht Insurance | Not stated |
| Sukoon | Privilege Yacht; Jetski Insurance | Yes. A standalone jet ski policy covers third-party and personal accident only; the yacht policy covers jet ski hull damage |
| Union Insurance | Yacht Insurance (pleasure craft) | Not stated |
Each row comes from the insurer’s own page or form: ADNIC,2 Abu Dhabi National Takaful,34 Al Ain Ahlia,5 Al Buhaira,67 Al Sagr,8 Al Wathba,9 Arabia,10 Dubai National Insurance,11 Emirates Insurance,12 Fidelity United,1314 GIG Gulf,1516 Insurance House,1718 NGI,19 QIC,20 Sukoon2122 and Union Insurance.23
“Not stated” means the page does not mention jet skis. Ask the insurer.
Open a profile to see what each policy covers, how to claim and the company’s financial strength.
Which other insurers mention yacht cover?
Four more insurers mention yacht or pleasure craft cover in one line on a commercial marine page, with no product page, form or wording:
- Al Dhafra Insurance lists “Pleasure Boats/Yachts used for pleasure purpose”.24
- Orient Insurance says it covers “yacht/pleasure craft together with third party liabilities, if required”.25
- Salama lists yacht and boat cover under marine takaful.26
- Sukoon Takaful lists private pleasure boats and yachts under marine.27
Call them and ask for the policy wording before you compare.
Do any of them publish a price?
Two do. Sukoon lists its jet ski policy at AED 700 for the driver only, AED 850 with one passenger and AED 1,000 with two.22 Al Wathba says yacht cover “starts at AED 500” and jet ski cover at AED 300, without saying what those prices include.9
The rest give a price only after a proposal form or a call. Use the agreed value and excess calculator to see what a quote’s sum insured and excess would pay.
Sources
27
1Central Bank of the UAE, CB Register September of 2026. Last checked 12 Nov 2026. Source document: CB Register September of 2026
2ADNIC, Personal Watercraft. Last checked 12 Nov 2026. Source document: Personal Watercraft
3Abu Dhabi National Takaful, Jetski Takaful Insurance. Last checked 12 Nov 2026. Source document: Jetski Takaful Insurance
4Abu Dhabi National Takaful, Marine Hull Proposal Form. Last checked 12 Nov 2026. Source document: Marine Hull Proposal Form
5Al Ain Ahlia Insurance, Boat insurance. Last checked 12 Nov 2026. Source document: Boat insurance
6Al Buhaira National Insurance, Yacht and Pleasure Craft Insurance. Last checked 12 Nov 2026. Source document: Yacht and Pleasure Craft Insurance
7Al Buhaira National Insurance, Jet Ski Insurance. Last checked 12 Nov 2026. Source document: Jet Ski Insurance
8Al Sagr National Insurance, Yachts and Pleasure Crafts Insurance. Last checked 12 Nov 2026. Source document: Yachts and Pleasure Crafts Insurance
9Al Wathba National Insurance, Marine Insurance for Individuals. Last checked 12 Nov 2026. Source document: Marine Insurance for Individuals
10Arabia Insurance, Yacht. Last checked 12 Nov 2026. Source document: Yacht
11Dubai National Insurance, Download Center (Marine Hull Yacht and Pleasure Craft proposal form). Last checked 12 Nov 2026. Source document: Download Center (Marine Hull Yacht and Pleasure Craft proposal form)
12Emirates Insurance, Pleasure Craft Insurance. Last checked 12 Nov 2026. Source document: Pleasure Craft Insurance
13Fidelity United, Marine Insurance. Last checked 12 Nov 2026. Source document: Marine Insurance
14Fidelity United, FAQ. Last checked 12 Nov 2026. Source document: FAQ
15GIG Gulf, Boat and Yacht Insurance. Last checked 12 Nov 2026. Source document: Boat and Yacht Insurance
16GIG Gulf, Sail Master Pleasure Craft, Policy Handbook, Code UAEPL15072022.. Last checked 12 Nov 2026. Source document: Sail Master Pleasure Craft, Policy Handbook
17Insurance House, Pleasure Yachts. Last checked 12 Nov 2026. Source document: Pleasure Yachts
18Insurance House, Insurance House Offers. Last checked 12 Nov 2026. Source document: Insurance House Offers
19National General Insurance (NGI), Yacht. Last checked 12 Nov 2026. Source document: Yacht
20Qatar Insurance Company, UAE, Boat Insurance. Last checked 12 Nov 2026. Source document: Boat Insurance
21Sukoon Insurance, Privilege Yacht Insurance. Last checked 12 Nov 2026. Source document: Privilege Yacht Insurance
22Sukoon Insurance, Jetski Insurance. Last checked 12 Nov 2026. Source document: Jetski Insurance
23Union Insurance, Yacht insurance. Last checked 12 Nov 2026. Source document: Yacht insurance
24Al Dhafra Insurance, Marine Insurance. Last checked 12 Nov 2026. Source document: Marine Insurance
25Orient Insurance, Marine Hull Insurance. Last checked 12 Nov 2026. Source document: Marine Hull Insurance
26Salama, Marine. Last checked 12 Nov 2026. Source document: Marine
27Sukoon Takaful, Marine. Last checked 12 Nov 2026. Source document: Marine
- Owner
- Yachtinsurance.ae research team
- Last review
- Next review due
- 11 May 2027
- Status
- Published